Providing you with the best legal expertise

Experience debt problem?

If you are experiencing debt problems, as so many are in this wretched economy, I hope you will take a few minutes to review the information found on this website. The answers to bankruptcy questions section provides answers to many of the questions that I regularly receive from prospective clients. The common bankruptcy myths section attempts to correct some of the misinformation regarding bankruptcy that I frequently encounter. The Chapter 7 and 13 section provides an overview of these two bankruptcy chapters under which consumers normally file. (In Florida, more than 75% of all cases filed by individuals are Chapter 7 cases). The debt settlement and credit counseling section offers an overview of these two heavily marketed bankruptcy alternatives. Lastly, I would urge you to review the Overview of Fair Debt Collection Practices Act section so that you are aware of your right to respectful and ethical treatment from any creditors who may be contacting you at this time. After you have taken the opportunity to review the various links mentioned above, kindly review the terms of the following special discounted rate that I am able to offer many of my Chapter 7 clients*.

Superior Service Guarantee

My office policy is to prepare the documents in full and submit them to the client for review and approval prior to payment. If the documents do not meet with your approval and you are dissatisfied with the level of service you have received, the documents are not filed and you do not pay.

Client Testimonials

  • I would recommend him

    I just want to say that Mr. Garris is one of the nicest most down to earth persons I have ever met. I went into the whole the case having a ton of questions that Mr. Garris answered and was patient enough to spend a lot of his time to make sure I understood. I would recommend him to anyone that needs help on the matter of bankruptcy. I was worried about the case but in the end the process was smooth and straight forward and Mr. Garris was more than helpful no matter what time of the day it was I was even able to speak to him about my case after hours and that was very kind of him. He is a very kind person and cares about your life.


  • Highly knowledgeable bankruptcy attorney

    Kevin Garris helped me through one of the most difficult times of my life. He is a highly knowledgeable bankruptcy attorney. Whenever I had a question or needed advice during my case he was always there to lend a hand no matter the time of day or night. He made the process very easy to understand and the transitions from step to step seamless. I would highly recommend Kevin Garris to anybody who is going through the difficult and sometimes very confusing problem of bankruptcy. He helped me get my life back on track, and he can help you too.


  • He was a great help

    Since the first moment I contacted Kevin until the very end to the closure of our bankruptcy case. Kevin has always been there working late hours, overtime and even weekends to make sure everything went smoothly! He was a great help. Answered every question in depth and never left us confused. We would not hesitate in using Kevin again for any legal matter that is within his reach. If you want someone that you can trust to be there every step of the way, contact Kevin. Thanks again Kevin for everything you did for us and all of your help and for multiple calls from us and long conversations! :)


  • Mr. Garris was more than professional

    I was a little hesitant at first, using a lawyer and not even meeting him, but Mr. Garris was more than professional. He was very prompt answering emails and returning phone calls. We had some unexpected issues come up and Mr. Garris went above and beyond to help us get the problem resolved. I would certainly recommend his services to anybody. It was a pleasure working with him to get our bankruptcy completed.


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Kevin S. Garris

My name is attorney Kevin S. Garris and I have been providing bankruptcy representation to individuals throughout the State of Florida for the last eighteen (18) years. I hold a Juris Doctor from Tulane University in New Orleans, Louisiana, an LLM in Taxation from the University of Florida in Gainesville, Florida and am admitted to practice in the US District Court's, Middle District of Florida, Southern District of Florida and Northern District of Florida.

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Chapter 7 Bankruptcy Cases

Typical Fees And Costs My Office's Fees And Costs
Attorneys Fee: $1,500 - $1,750.00 $997.00
Court Filing Fee: $335.00 included
Credit Report: $25.00 - 30.00 included
Credit Counseling: $25.00 - 50.00 included
Debtor Education: $25.00 - 50.00 included
Additional Spouse: $100.00 - 200.00 included(Joint Case)